Cheap Car Insurance

Wednesday, December 9, 2009

Get Cheap Car Insurance For Young Drivers Today!

Is there anything more all-American than that? The desirable age of sixteen comes with the right to take the household car on Friday night, go on dates, and cruise the main drag. For a brand new driver, every exciting minute behind the wheel lays another brick on memory lane. Of course, this milestone also marks fear in the hearts of parents and pedestrians everywhere!

First things first... AUTO INSURANCE! Finding cheap car insurance for young drivers can be a daunting task. For the most part parents will simply add their teenage driver on top of their existing policy. However, it is wise to search out a variety of quotes - from both the "big boys" of the insurance industry to the less-conventional providers. Cheap car insurance for young drivers is obtainable to the smart bargain hunter. The internet offers an endless amount of auto insurance providers. Perhaps the easiest way to attain multiple quotes is to take advantage of a website that will do the shopping for the client. These sites are not the real insurance providers, they do have access to multiple insurance companies. With the basic information, these sites will obtain multiple quotes, finding better rates in a quicker time.

Other factors can help with the search for cheap car insurance for young drivers. Some of these factors include...

1. The grade point average of the young driver. It's confirmed! Good student discounts are very familiar among many providers. And, straight A's are not generally required. Typically, honor roll students will qualify.

2. Driver's Education Course. Several states require this course to be taken, but many do not. In these states, insurance companies will often offer an incentive to support young drivers to be as prepared as possible before getting behind the steering wheel on their own.

3. The type of car the brand new driver will be driving. Oh, how cool to be the kid in high school with the fastest sports car... Wrong! A good rule of thumb - the faster the car, the higher the premium. Basic, four-door models are the best for cheap car insurance for young drivers.

4. The projected total of miles. Just like adults are asked to estimate the amount of miles they will put on their car driving back and forth to go to work, new drivers will also have to estimate their miles. If the new driver will be traveling a longer distance to school, this may well give cause to a elevated premium.

Mr. Ben Mba is helping young drivers find cheaper insurance online. If you are a young driver looking to find some cheap car insurance for young drivers, he recommends that you compare the car insurance quotes online, to find the cheapest auto insurance provider immediately. It is all free of charge for you, courtesy of

Article Source:

Monday, December 7, 2009

3 Steps to Finding Cheap Car Insurance For Young Drivers

Finding cheap car insurance for new drivers can prove extremely challenging. This is even more so when the person looking for such insurance is under the age of 25 years. In fact the highest premiums are those charged to people aged between 16 and 24 because they are considered to be a higher risk to the insurance companies.

However, for these drivers there are certain things that they can do which can help them to get the best deals possible when getting car insurance. Below we offer a few steps that any new driver should consider using and which will help them as a result to obtain much lower premiums.

Step 1 - Although you may want to show off to your friends after passing your test going for the fastest flashiest car isn't the right one to get cheap car insurance. Remember insurance companies see you has a high risk as they feel that you don't have enough experience when it comes to driving. Instead opt for a more basic car with a small engine as this is the best way to keep the price of your premiums down.

Also look for cars that come with plenty of safety features as standard on them. Insurance companies will see you as a more responsible driver and will be more willing to offer better rates to you. Plus it is also worth considering up the security features that your car is fitted with. Most modern cars are fitted with immobilisers but it is worth considering also fitting an approved alarm system also.

Step 2 - After passing your initial car test it is worth considering enrolling on to an advance driver's course. Whilst on this course you will learn more about how to avoid potentially dangerous situations when driving that a conventional driving course will not provide you with. Again by undergoing such courses the insurance companies will see you as a more responsible driver and will see you have gained more experience to help improve your driving skills.

It is important that you choose those driving courses that are recognized by the insurance companies such as Pass Plus. If you don't then the chances of you obtaining a reduced premium is greatly reduced.

Step 3 - If you can afford to then pay a higher excess rather than the minimum amount that is stated on the policy. Often by agreeing to pay more towards any claims you make on your policy is a sure fire way of helping to get the premiums you are paying down to a more reasonable level.

Want More Free Information

Click here Cheap Car Insurance For New Drivers.

Free Tips and Information:

Article Source: